Unfortunately, the above image is all too accurate. My piece, Dear Future Me, which was designed to try to deal with this obvious problem made even worse, might be the most important I’ve ever done. Give it a read (or read it again) today.
Above the Market
Perspectives on capital markets and personal finance
Above the Market 
You da man! If only we could be forever young, but then again should we. An excellent piece.
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John Donadio
President
CA Ins Lic. #0D69966
metropen@mas-bd.com
Direct (760) 635-3850
Cell (760) 525-5993
Fax (760) 635-3438
http://www.metropensions.com